Property Damage Losses Homeowners Claims Recovery Process
Our licensed public adjusters are fluent in the language of your policy and work with you through the entire property insurance claims process.
Step 1: Ensure the Safety of Your Family
When disaster strikes, the priority is to make sure your family is safe.
Step 2: Contact a Public Adjuster
Our team meets with you at your convenience.
Step 3: Thorough Review of Your Policy
Our team will conduct a comprehensive review of your policy, noting any restrictions, coinsurance requirements, limitations, and options.
Step 4: Create a Claims Strategy That Works With Your Goals
We meet with you to learn what is important to you to create and activate the right claims strategy to take care of your family.
Step 5: We Take Care of All Insurance-Related Needs
Once we have agreed on a strategy, we:
- Meet with insurance company personnel at the loss location.
- Agree to the scope of damages (what should be repaired versus replaced).
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step 6: Negotiations & Final Settlement
We negotiate the best settlement possible under your insurance policy.
Step 7: Restoration? Reconstruction? Relocation?
We negotiate with the insurance company to ensure that you can achieve your specific goals, whether restoring or rebuilding your property or relocation.